Disclaimer

01Who We Are

RAZO (Rise Above Zero) is a civic-tech educational platform based in Maharashtra, India. We provide online courses, AI-powered learning tools, and digital resources focused on leadership, governance, communication, and village development for Indian youth.

02Educational Purposes Only

RAZO content should not be used as a substitute for:

• Professional legal advice — Consult a qualified lawyer for legal matters
• Professional medical advice — Consult a qualified doctor for health concerns
• Professional financial advice — Consult a certified financial advisor for investment decisions
• Professional psychological advice — Consult a licensed mental health professional
• Official government guidance — Always verify with official government sources

03No Professional Advice Relationship

RAZO, its founders, instructors, employees, and AI systems do not provide professional advice. By using RAZO:

• You acknowledge that no professional-client relationship is formed
• You understand that general information is not a substitute for personalized advice
• You agree to consult qualified professionals for specific situations
• You accept full responsibility for any decisions made based on RAZO content

04Accuracy of Information

While RAZO strives to provide accurate, up-to-date, and reliable information:

• We make no warranties or representations about the accuracy, completeness, or timeliness of content
• Information may become outdated as laws, policies, and circumstances change
• Content may contain errors, inaccuracies, or typographical mistakes
• We do not guarantee that information is suitable for your specific situation
• You should verify important information from authoritative sources

05RAZO AI Disclaimer

RAZO AI is an artificial intelligence tool for educational assistance. Please note:

• AI responses are generated based on training data and may not always be accurate
• AI may produce incorrect, incomplete, or misleading information
• AI does not have human judgment, ethics, or accountability
• AI should not be used for critical decisions involving health, law, finance, or safety
• We are not liable for any decisions made based on AI-generated content
• AI responses are not a substitute for expert human advice

06No Guarantee of Results

RAZO does not guarantee any specific outcomes from using our courses or services:

• We do not guarantee employment, promotions, or career advancement
• We do not guarantee exam success, certifications, or academic results
• We do not guarantee income, financial success, or business outcomes
• We do not guarantee that content will meet your specific needs or expectations
• Your results depend on your effort, background, circumstances, and other factors beyond our control

Any examples of success stories or testimonials are not representative of what you will achieve.

07External Links Disclaimer

RAZO may contain links to third-party websites or resources:

• We do not control, endorse, or assume responsibility for third-party content
• We are not liable for any damages or losses from using third-party sites
• Third-party links are provided for convenience only
• We recommend reviewing each third-party site's terms and privacy policy
• Payment gateways, social media platforms, and other services have their own terms

08Technical & Platform Disclaimer

Regarding our app, website, and technical services:

• We do not guarantee uninterrupted, secure, or error-free access to the platform
• Service interruptions, downtime, or technical issues may occur
• We are not liable for data loss, device damage, or technical problems
• You are responsible for maintaining device security and internet connectivity
• We may update, modify, or discontinue features without prior notice

09Copyright & Fair Use

• RAZO respects intellectual property rights
• Some content may be used under fair use principles for educational purposes
• If you believe your copyright has been infringed, contact us immediately
• We will respond promptly to valid copyright claims
• Users are responsible for ensuring they have rights to any content they submit

10Limitation of Liability

To the maximum extent permitted by Indian law:

• RAZO and its founders, employees, and partners shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages
• We are not liable for any loss of profits, data, business opportunities, or educational outcomes
• Our total liability for any claim shall not exceed the amount you paid to RAZO (if any)
• You use RAZO services at your own risk

11User Responsibility

By using RAZO, you acknowledge and agree that:

• You are solely responsible for how you use our content and services
• You agree to verify important information before acting on it
• You accept full responsibility for any consequences of your actions
• You will not hold RAZO liable for any damages arising from platform use
• You will use RAZO content ethically and in compliance with applicable laws

12Changes to This Disclaimer

We may update this disclaimer periodically. When we make changes:

• The "Last Updated" date will be revised
• We will notify registered users via email or in-app notification for significant changes
• Continued use of RAZO after changes constitutes acceptance of the updated disclaimer

13Governing Law

This disclaimer is governed by the laws of India, including:

• Indian Contract Act, 1872
• Information Technology Act, 2000
• Consumer Protection Act, 2019
• Copyright Act, 1957

Any disputes shall be subject to the exclusive jurisdiction of courts in Maharashtra, India.